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Your Cards
Customer service 24/7 · 1‑800‑KON‑BANK · kingdomofnetworks.com
Customer service 24/7 · 1‑800‑KON‑BANK · kingdomofnetworks.com
KON SECURED MASTERCARD®
Build credit the Kingdom way. Your refundable security deposit sets your credit limit — no credit check, guaranteed approval for members.
No credit checks will be performed as part of the card application. Payment history is reported to Equifax and TransUnion.
Card Application
KON SECURED MASTERCARD®
Important information about the KON SECURED MASTERCARD®. The terms, rates, and fees listed are as of July 20, 2026, and are subject to change with advance notice. Once you have reviewed and checked the box, the Accept button below will be activated.
Summary of Terms, Rates, and Fees
Annual Interest Rates
These interest rates are in effect the day your account is used or activated.
Purchases: 9.99%
Cash Advances: 14.99%
Balance Transfers: 9.99%
Interest-Free Grace Period
25 days. You benefit from an interest-free grace period of at least 25 days on new purchases if you pay your balance in full by the payment due date. There is no interest-free period on Cash Advances or Balance Transfers.
Security Deposit
Your refundable security deposit sets your credit limit ($250.00 to $10,000.00). It is held in a secure, interest-bearing account at a Canadian financial institution and remains fully refundable when you close your account in good standing.
Minimum Payment
The greater of 3% of your statement balance or $10, plus any interest, fees, and past-due amounts from the previous statement. For Quebec residents, the greater of 5% or $10.
Annual & Monthly Fees
$0. The KON SECURED MASTERCARD® has no annual fee and no monthly account fee.
Foreign Currency Conversion
2.00%. Foreign transactions are converted to Canadian dollars at the exchange rate in effect when the transaction is posted to your account, plus a 2.00% conversion charge.
Other Fees
Physical card replacement: $10 · Rush card delivery: $25 · Cash advance: $3.50 each · Dishonoured payment: $25. There are no hidden fees.
Credit Reporting
Your payment history is reported monthly to Equifax and TransUnion. On-time payments and low utilization help build a positive credit history.
Encrypted and used only for your Kingdom of Networks card application.